Predictions 2022: No Predictions This Year

I’m not writing a prediction this year.  I’m no stranger to the predictions cycle that gears up this time of year. For 20 years (paywall) I wrote predictions about fintech and banking technologies and strategies. Like my colleagues, past and present, I’ve had my share of “I was right!” and “I was way off!” moments during…

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Reset 2022 Cryptocurrency Strategy, as Bitcoin Shows Renewed Risks and Volatility

“Big Crypto”- Bitcoin, others will be under a lot more EU, US lawmakers, FTC, and SEC scrutiny and regulations, including consumer protections over the next 12 months. In 2021, Bitcoin’s exuberance is exposing investors to a high level of volatility and risks. Bitcoin’s technology is obsolete, uses too much miner energy consumption, and does not scale for global high-volume transactions. Investors and crypto corporations must reset their cryptocurrency strategy now for 2022. A 2022 cryptocurrency strategic playbook calls for a transition to the second-generation (2nd Gen) Proof-of-Stake (POS) blockchain coins, such as an Ethereum 2.0 POS platform, in mid-2022. US megabank forecasts predict new financial staking services to be valued at $9B. When Ethereum 2.0/EHT goes online, then staking services jump to $20B. Ethereum 2.0 should be a game-changer as well as the leader in the cryptocurrency space.

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Being screwed by big tech? The regulators won’t save you

  It’s in the news all the time – regulators are looking at big tech.  The European Commission threatens big tech with violations of competition law.  In the US, the FTC and DoJ are conducting anti-trust investigations. It’s time to break up big tech, right?  Wrong – it ain’t gonna happen. Now why is that…

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